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Welcome
to The Flood Group
Our
team is proud to provide
you our unique newsletter. This
newsletter shares strategic risk
management ideas that you too can share with
your clients!
"Our clients" and "your clients"
are the locomotives. Locomotives
are known to be the most powerful machines in
the world. However, without
tracks they're rendered useless.
The Flood Group "designs and builds" the Risk
Management Tracks for your locomotives to run
on! | |
Americana
Mortgage Group Recognized
Do the
lowest mortgage rates since the mid-1950s mean
it's a good time to refinance your home loan?
That depends mainly on what rate you have now
-- and whether you're planning to move anytime
soon. Experts advise weighing your options
carefully.
Bob Moulton, Founder and CEO of Americana
Mortgage Group Inc., has been ranked
amongst the top loan originators of residential
mortgages of 2009. Scotsman
Guide has recognized Bob as a top mortgage
loan originator in the country for the 15th year
in a row. With offices in Manhasset, Southampton,
and Palm Beach, Americana Mortgage Group, Inc.
specializes in financing and refinancing one to
four family homes, coops, and condominiums.
Bob says: "you have
to keep in
mind everyone's scenario is different and the
rates which clients can secure will depend on
certain criteria thresholds. Depending on the
equity in your property, income, assets and credit
are factors that will determine the availability
of the prevailing rate."
Bob
let us know that the Americana team are happy to
review your scenario and discuss all options
available to you as clients of The Flood Group.
Americana Mortgage Group, Inc. is a
registered mortgage broker with the New York
State, Connecticut, and Florida Banking
Departments.
Loans are arranged through third-party
providers. The firm is headquartered at 1615
Northern Blvd., Manhasset, with an office in
Southampton at 1673 North Highway, to serve the
East End. For
information call 516-627-0200, x10.
www.AmericanaMortgage.com |
Managing Your
IT
"Once you've watched the DIY Network, you're
left feeling codnfident that you can update a
bathroom, repair your deck or landscape your yard
like a pro. Even if you're only moderately handy,
successfully completing a do-it-yourself project
is rewarding.
IT management, on the other
hand, shouldn't be a do-it-yourself project,
according to a growing number of agency owners.
And if you have tried to do it yourself, chances
are, it wasn't rewarding..." | |
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| Monthly
Insurance Tip
Car rental
insurance is usually referred to as CDW or collision
damage waiver, which is endorsed regularly by rental car
agents. You do not need car rental insurance if you have
a full coverage on your car because this coverage
includes comprehensive and collision. However, if do not
have any insurance coverage, CDW is necessary especially
if you do not have credit cards that provide security.
There are a lot of credit card companies that provide
rental car insurance so make sure to inquire with the
credit card company or your personal auto insurance
company before accepting or denying CDW
coverage.
To see the rest of this months tips and more Click
Here |
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