July 2010

Welcome to The Flood Group
 

Hello and welcome to The Flood Group Monthly Newsletter.  Below you will find tips and articles to help you make informed decisions on and about insurance.  Enjoy!

 
Mortgage Rates Sink: Is now the time to refinance? Amricana Logo
Do the lowest mortgage rates since the mid-1950s mean it's a good time to refinance your home loan?

That depends mainly on what rate you have now -- and whether you're planning to move anytime soon. Experts advise weighing your options carefully.

 
Bob Moulton, Founder and CEO of Americana Mortgage Group Inc.,  has been ranked amongst the top loan originators of residential mortgages of 2009. Scotsman Guide has recognized Bob as a top mortgage loan originator in the country for the 15th year in a row. With offices in Manhasset, Southampton, and Palm Beach, Americana Mortgage Group, Inc. specializes in financing and refinancing one to four family homes, coops, and condominiums.

 

Bob says: "you have to keep in mind everyone's scenario is different and the rates which clients can secure will depend on certain criteria thresholds. Depending on the equity in your property, income, assets and credit are factors that will determine the availability of the prevailing rate."

 

Bob let us know that the Americana team are happy to review your scenario and discuss all options available to you as clients of The Flood Group.

 

Americana Mortgage Group, Inc. is a registered mortgage broker with the New York State, Connecticut, and Florida Banking Departments.  Loans are arranged through third-party providers. The firm is headquartered at 1615 Northern Blvd., Manhasset, with an office in Southampton at 1673 North Highway, to serve the East End.   For information call 516-627-0200, x10.  www.AmericanaMortgage.com

Preparing Your Boat For A Hurricane
 
We have collected tips from old salts and veterans of hurricanes Flyod, Bonnie and Fran.
 
 
Now you can get that weather radio, flashlight, drink of choice and wait it out.
Swimming Pools and the Insurance Liabilities That Come With Them 
 
Hot summer weather has already taken hold in many parts of the country, which means that in some cases, homeowners are trying out new swimming pools. However, those who do choose to add a swimming pool to their yard should remember that there are various home insurance considerations to remember - especially when considering the risk of a neighbor or other visitor getting injured.
 

Issue: 5 

In This Issue
Top Loan Mortgage Company
Preparing Your Boat
Your Swimming Pool
Monthly Insurance Tip
Monthly Insurance Tip
 
 Almost everyone has been in an accident.  Ever have problems drawing out what happend?  Who hit who and from where?  Now you can easily sketch what happend.  The website accidentsketch.com creates a perfect sketch of the accident online.  Click here to go to the website.
 
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Questions or Comments?

Terry Flood & Brian Flood
The Flood Group, LLC 
 99 Tulip Ave., Suite 201 
Floral Park, NY  11001
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